Principals and
associates of C F Effron Company have provided
consulting services to over 50 leading institutions
involved in the financial services industry.
CARMEN F. EFFRON,
FLMI, CLU, ChFC
Carmen
Effron is the founder and President of C F Effron
Company LLC. Prior to founding her company, Ms. Effron
was President of BankBoston Insurance Agency and Chief
Executive Officer of BankBoston Executive Benefits, (now
Bank of America). In that capacity Ms. Effron created
the strategic plan, managed and had P&L responsibility
for all insurance related programs for the bank. As the
sales and marketing leader of a 24-member executive
redesign team, she provided thought leadership to
reengineer strategy, products, processes and operations
of the bank, with a revenue impact of $88 million,
process and cost reduction of $188 million and sales
productivity up 40%.
As President of NatWest Bank’s U.S. domestic insurance
operations prior to their acquisition, Ms. Effron was
responsible for planning, development and implementation
of the bank’s corporate initiatives to distribute
insurance products. Ms. Effron spent five years in the
European market working for the American International
Group’s European Life Division as Director of the
Financial Institution’s Strategic Business Unit. Ms.
Effron also managed the marketing division and corporate
communications for the U.K. insurance subsidiary of the
French company, Groupe des Assurance Nationale. Her
broad based financial services background includes
management responsibility for the Northeast sales and
marketing division of General Reassurance Corporation
and as a personal money manager for Merrill Lynch.
Ms. Effron is a founding board member of the Bank
Insurance Securities Association (BISA), past president
of the Financial Institutions Insurance Association (FIIA),
and past Board Member of the ABA Insurance Association.
She is the Chair of the Advisory Board for the UConn
Neag School of Education and on the Board of The
Atlantic Theater Company of NYC. Ms. Effron received her
BA and MBA degrees from the University of Connecticut.
Carmen
can be contacted at:
C F Effron Company, LLC
82 Lyons Plain Road
Suite 100
Weston, CT 06883
Phone
203-226-2645
Email
carmen@cfeffroncompany.com
